Manatee 70-20-10 Budget Planner | Ocean Theme Savings Tracker (PDF)

Manatee 70-20-10 Budget Planner | Ocean Theme Savings Tracker (PDF)

$1.50

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Slow and steady savings! 🫧

Bring a little underwater happiness to your finances with this colorful manatee budget planner. Smiling manatees, ocean plants, shells, and bubbles make monthly money planning feel a little more inviting.

Use the 70-20-10 approach to organize your budget:

70% Needs: Housing, utilities, groceries, transportation, and everyday essentials.

20% Savings: Emergency funds, retirement, future purchases, and savings goals.

10% Wants: Dining out, entertainment, hobbies, shopping, and personal treats.

PLANNER FEATURES

Month field

Separate needs, savings, and wants sections

Budgeted and actual columns

Totals for each budget category

Monthly budget summary

Income tracking for multiple sources

Notes and goals section

Cheerful manatee illustrations and ocean details

WHAT YOU RECEIVE

One single-page, watermark-free PDF in US Letter size, 8.5″ × 11″, with portrait orientation.

The “Chubby Mermaids Graphics” watermark appears on listing previews only.

HOW TO USE

Download your PDF and print at 100% or Actual Size. Complete the worksheet by hand and print a fresh copy each month.

PLEASE NOTE

This is a digital download. No physical product will be shipped.

The PDF is not editable or fillable. Printed colors and clarity may vary with your printer, paper, and settings.

For personal use only. Please do not resell, share, or redistribute the file.

Created by Chubby Mermaids Graphics.

Digital downloads

File delivery

Your files will be available to download once payment is confirmed.

Payment Options

Secure options
  • Accepts Etsy gift cards

Returns & Exchanges

Returns & exchanges not accepted

But please contact me if you have problems with your order

The following items can't be returned or exchanged

Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:

  • Custom or personalized orders
  • Perishable products (like food or flowers)
  • Digital downloads
  • Intimate items (for health/hygiene reasons)

Conditions of return

Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.