Llama Cactus Budget Planner | 70-20-10 Monthly Savings Tracker (PDF)

Llama Cactus Budget Planner | 70-20-10 Monthly Savings Tracker (PDF)

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No drama. Just llama savings! 🦙🌵

Give your monthly budget a cheerful desert makeover with this colorful llama and cactus budget planner. Cute llamas, blooming cacti, and bright colors bring a little personality to planning your money.

Organize your monthly budget using the 70-20-10 approach:

70% Needs: Housing, utilities, groceries, transportation, and other essentials.

20% Savings: Emergency funds, retirement, future purchases, and savings goals.

10% Wants: Dining out, entertainment, hobbies, shopping, and little treats.

PLANNER FEATURES

Month field for easy organization

Separate needs, savings, and wants sections

Budgeted and actual columns to compare your spending

Total fields for each category

Monthly budget summary

Income tracking for multiple sources

Notes and goals section

Playful llama and cactus illustrations with encouraging messages

WHAT YOU RECEIVE

One single-page PDF

US Letter size: 8.5″ × 11″

Portrait orientation

Watermark-free printable

The “Chubby Mermaids Graphics” watermark shown in listing previews is for display only.

HOW TO USE

Download your PDF, print at 100% or Actual Size, and fill it out by hand. Print a fresh copy each month to keep your budget organized.

PLEASE NOTE

This is a digital download. No physical item will be shipped. The PDF is not editable or fillable. Printed colors and clarity may vary depending on your printer, paper, and settings.

For personal use only. Please do not resell, share, or redistribute the digital file.

Created by Chubby Mermaids Graphics.

Digital downloads

File delivery

Your files will be available to download once payment is confirmed.

Payment Options

Secure options
  • Accepts Etsy gift cards

Returns & Exchanges

Returns & exchanges not accepted

But please contact me if you have problems with your order

The following items can't be returned or exchanged

Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:

  • Custom or personalized orders
  • Perishable products (like food or flowers)
  • Digital downloads
  • Intimate items (for health/hygiene reasons)

Conditions of return

Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.